Terms & Conditions

Effective Date: May 8, 2025

1. Acceptance of Terms

By accessing or using this website (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree to all of these Terms, please do not use the Site.

2. Changes to Terms

We may modify these Terms at any time. Any changes will become effective when posted on the Site. Your continued use after changes constitutes acceptance of the new Terms.

3. Eligibility

You must be at least 13 years old (or the minimum age in your jurisdiction) to use this Site. By using the Site, you represent and warrant that you meet this requirement.

4. Intellectual Property

  • All Site content—including text, graphics, logos, images, videos, and software—is owned or licensed by the Site operator and is protected by copyright, trademark, and other laws.
  • You may view and download content for your personal, non-commercial use only. Any other use (reproduction, distribution, modification, public display) without our prior written consent is strictly prohibited.

5. User Conduct

When using the Site, you agree not to:

  1. Violate any applicable laws or regulations.
  2. Post or transmit any offensive, defamatory, infringing, or unlawful material.
  3. Interfere with the security or operation of the Site.
  4. Attempt to access restricted areas of the Site.

6. User-Generated Content

If you submit comments or other content (“User Content”), you grant us a perpetual, royalty-free, worldwide license to use, reproduce, modify, publish, and display that content. You represent that you own or have rights to all User Content you post and that its posting does not violate any rights of third parties.

7. Affiliate Links & Commissions

  • Some content on this Site includes affiliate links. If you click on an affiliate link and make a purchase, we may earn a commission at no extra cost to you.
  • We only promote products and services we believe in. Your use of affiliate links is at your own risk and subject to the third party’s terms.

8. Sponsored Posts & Advertisements

  • We may publish sponsored posts, paid reviews, or other advertising content. Such content will be clearly labeled as “Sponsored” or “Advertisement.”
  • We do not guarantee, endorse, or assume responsibility for the accuracy or reliability of any sponsor’s claims.

9. Embedded Third-Party Content

The Site may embed or link to content hosted by third parties (e.g., YouTube videos). We do not control, endorse, or assume liability for that content. Your use of third-party services is subject to their own terms and policies.

10. Third-Party Links

Our Site may contain links to external websites. We are not responsible for their content, accuracy, or policies. Visiting third-party sites is at your own risk.

11. Disclaimers

  • No Professional Advice: Content is for informational purposes only. It does not constitute professional (legal, medical, financial, etc.) advice. Consult a qualified professional before acting on any information.
  • No Warranty: The Site is provided “as is” and “as available,” without warranties of any kind, express or implied. We disclaim all warranties, including accuracy, timeliness, and fitness for a particular purpose.

12. Limitation of Liability

To the fullest extent permitted by law, in no event shall we be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of (or inability to use) the Site or reliance on any content.

13. Indemnification

You agree to indemnify, defend, and hold us harmless from any claim, loss, liability, damage, or expense (including attorneys’ fees) arising out of your violation of these Terms or your breach of any representation or warranty.

14. Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users or us.

15. Governing Law & Jurisdiction

These Terms and your use of the Site are governed by the laws of the State of New York, USA, without regard to conflict-of-law principles. Any dispute will be resolved exclusively in state or federal courts located in New York County, New York.

16. Severability

If any provision of these Terms is held invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and us regarding the Site and supersede all prior agreements or understandings.

18. Contact Us

If you have questions about these Terms, please contact us at: